Insurance

ACCIDENT INSURANCE
8.1The vehicle shall be at the sole risk of the renter throughout the rental period, the renter shall be bound by these terms and conditions whether he was driving or not.
8.2The renter shall be liable for any loss of, or damage to the vehicle and any other expenses incurred in recovering the vehicle during the rental period howsoever the loss or damage is caused and whether or not it is attributed to his fault or negligence, provided that none of the situations or circumstances set out in 8.3 is applicable, the renter’s liability in respect of each incident giving rise to such loss or damage as the case may be, shall be limited to the excess mentioned in the rental form.
8.3 The renter’s liability shall not be limited if:
8.3.1the loss or damage or event giving rise thereto was caused by the fault or negligence of the renter or the driver (whether authorised or not) of the vehicle; or
8.3.2the loss or damage or the event giving rise thereto occurred in a situation where no other vehicle or animal object was involved, unless the renter us able to prove that the loss or damage or event rise thereto was not caused by the fault or negligence of the renter or the driver (whether authorised or not) of the vehicle or
8.3.3at the time of the occurrence of the loss or damage or event giving rise thereto
8.3.3.1the vehicle was being driven on a road which was not tarred or generally whose condition was otherwise not suitable for the vehicle or
8.3.3.2the vehicle was being used for a purpose prohibited in terms of 6.1 or was being driven contrary to any other provision of 6.1 or
8.3.3.3the vehicle was being driven by a person not authorized to do so in terms of 7.1 or 7.2 or
8.3.3.4in case of theft or loss of or from damage to the vehicle, the renter was in breach of6.2 or
8.3.3.5without derogating from any of the foregoing, the renter was in material breach, or was committing a material breach, of this agreement or
8.3.3.6 after the occurrence of the loss or damage or event giving rise thereto the renter breaches any of the provisions of 9.
8.4According where 8.3 is applicable the renter shall pay to Melbic Car Rentals the cost of repairs to the vehicle or if the vehicle or any part of it has been stolen or damaged beyond economic repair the fair market value thereof before the damage occurred.